I finally bit the bullet..
After much searching on the web, and in local shops....
I broke down and bought an inexpensive jib furling system.
Inexpensive being a relative term, you understand
A jib furler wraps the jib ( the front sail) around the fore stay (the wire in front of the boat) or around a wire in the sail itself. The better ones wrap around the stay. I have the other one.
What that means is when I stop for lunch. or anchor for the evening or when the seas get choppy and I want to use the engine, I don't have to go forward to lower the sail and try to wrap it up with one hand while I hold on with the other hand.
I pull a line from the cockpit and the sail wraps up around itself! No more flapping sails and no more worrying about unexpected swims!
Pictures to follow!